01
Collections and amicable recovery
A structured cycle that starts before the due date and escalates gradually up to formal notice. Every customer is contacted in their own language, and every dispute is tracked through to resolution.
Nicolas Costes Consulting · Toulouse, France
Your invoices are issued.
Getting paid is another matter.
We handle your customer collections, cash monitoring and accounts receivable remotely — using your own tools and procedures, or ours. You get back time and visibility; your customers keep dealing with a professional counterpart.
What we do
Three areas, one steady cash position
Accounts receivable is often a mid-sized company's largest asset — and the last one anyone actively manages. We make it our full-time subject.
02
Cash and collections monitoring
Daily tracking of incoming payments, bank reconciliation, matching and cash forecasting. You know what is coming in, when — and what has failed to arrive.
03
Accounts receivable
Customer ledger maintenance, aged balance, exposure and credit limit monitoring, closing preparation. A subsidiary ledger kept current, not caught up at quarter end.
Our expertise
A discipline practised in corporate finance before being offered as a service
Nicolas Costes Consulting grew out of fifteen years running credit and cash management inside companies — industrial groups, multi-entity environments, international customer portfolios. What we offer you, we first practised in-house.
15 years
in credit & cash management, including Group Cash Manager and Head of Collections roles
8 languages
available for collection notices through Vigileo — your foreign customers stop being a blind spot
SAP & ERP
fluent in data extraction and bulk processing: we plug into your existing system
This expertise is delivered through Vigileo, our automated credit management service: scoring of new customers, multilingual collection notices, a closed-loop dispute process and a monthly DSO report.
Our principles
What we will not compromise on
Firm without damage
A late payer is still a customer. Our reminders are firm in substance and impeccable in form: collecting a debt should never cost you a commercial relationship.
We adapt to you
Your procedures, your software, your letter templates: we work inside your environment if you prefer. No forced migration, no new tool to learn.
Accountable in figures
DSO, outstanding balance, collection rate, open disputes: you receive measured indicators, not impressions. What is not measured does not improve.
Discretion and confidentiality
We handle your customer data and your cash flows. That access has to be earned: strict confidentiality and a traceable record of every action taken on your behalf.
Let's talk about your receivables
A first conversation is enough to establish your DSO, your exposure and where the friction sits. We then tell you what is recoverable, and how. Review and quotation with no commitment.